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Getting your mortgage approved is not as easy as most people think due to specific criteria that need to be met. However, at Pacific lending Group, we have recommendations that you can follow to increase your chances of getting approved for a mortgage loan.

Improve Your Credit Score

Before applying for a mortgage, the first thing you need to do is pull your credit report and see if any errors might slow down your mortgage approval process. Since the credit score is the first thing mortgage companies check, you should try to improve it and get credit card balances as well as other debt sources as low as possible. 

Be Financially Stable

Being financially stable is crucial when it comes to getting your mortgage approved. So, before applying for a mortgage, make sure you have a job with a steady income or other sources of income that could potentially increase your chances of getting a substantial loan. Don’t quit your job either!

Reduce Your Debts

It is recommended that you know all your existing debts before you avail of a new one. This is not only important for the lender but for yourself as reducing debts will give you peace of mind as you prepare for a new incoming loan. 

Hire a Mortgage Professional

When it comes to mortgage and other lending solutions, you need to learn about all the ins and outs of your terms so that you are as comfortable with your mortgage payments as you can be. Even if you can do virtually everything yourself, hiring the help of a mortgage professional is highly recommended. When hiring an expert, make sure that he understands your obligations and needs so he can get you the best mortgage at a rate you will be comfortable with.

Why Hire Pacific Lending Group?

Pacific Lending Group is a team of mortgage experts situated in South Florida. We have years of experience in the industry, and we are committed to offering our clients the best financial services with the most competitive pricing available in the South Florida area.

Our experienced and knowledgeable mortgage experts will do their best to make sure that you get a mortgage solution that meets your specific financial needs. No matter whether you are consolidating debt, refinancing an outstanding loan, or buying the house of your dreams, our professional team at Pacific Lending Group can help you find the best financial solution promptly.

At Pacific Lending Group, our ultimate goal is to create long-term relationships with our clients so that we may continue offering outstanding services for years to come. Unlike many other mortgage brokers and companies out there, we promise to keep all your information private and secure. Our name is trusted throughout the South Florida community.

To speak directly with our knowledgeable mortgage professionals or browse our variety of lending programs and solutions call 954-227-4727

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